Watch your money grow with our savings accounts. We offer many ways for you to save for the future, both for long-term goals and more immediate needs. No matter which products and services you choose, you’ll always find the perfect mix of great rates and financial responsibility.

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  • Regular Share Savings
    • Minimum required balance $25.00.
    • Dividends are compounded daily and paid quarterly.
  • Share Certificate of Deposit
    • High yield certificates ranging from 6 month to 36 month maturity, some with “add-on capability”.  Dividends are compounded daily and paid, depending on the term, either quarterly, monthly or at maturity.
  • Savings Incentive Accounts
    • Save for your vacation, family re-unions, your new automobile, your children or grandchildren’s education, etc.
    • You can allocate a portion of your salary, Direct Deposit, Payroll Deduction, Monthly Social Security or Pension Allotment into this account.
    • $25.00 minimum deposit
  • Money Market
    • Withdraw funds from your account up to six times a month without penalty, yet earn a higher interest rate than a share savings account.
  • Traditional and Roth IRA (Individual Retirement Accounts)
    • Supplement your planned retirement.
    • Save and take advantage of the Income Tax Deduction.
    • Start Your Retirement Savings Account Today!
  • Direct Deposit
    • Have cash in your account on your payday.  It’s convenient, safe, no check holds, no waiting in long lines, save travel time and energy with ultimate privacy.  A GREAT FREE SERVICE!
  • Payroll Deduction
    • Automatic way to save. You can make loan payments, allocate funds to any number of accounts, i.e., Share Savings, Checking, Loans, Savings Incentive Accounts.  It’s Your Choice
  • Escrow Accounts
    • Save for:  Real Estate Taxes, Home Insurance Premiums, Auto Insurance Premiums,
      and Association Fees.
  • Safe Deposit Rental
    • Available at the Chicago West Office.
    • Keep your valuable papers and records in a United Credit Union safe deposit box.  We have a variety of sizes and rental rates to meet your needs
  • MasterCard® Debit Card
    • It’s Fast, convenient and eliminates check writing.
    • Use your MasterCard® Debit Card anywhere a MasterCard® is accepted.
    • You can also make cash withdrawals at any ATM displaying the MasterCard® Debit Card logo.
    • Point of Sale (POS) – Daily maximum of $2,000.00.
  • Call 24
    • Access your United Credit Union account 24/7 from any Touch-Tone phone 24 hours a day.
    • Make account balance inquiries.
    • Make withdrawals by check.
    • Verify if your checks cleared.
    • Obtain Payroll Deduction information.
    • Check on Share, Loan, Mortgage, and Dividend rates.
    • Privacy is protected with your own personal identification number (PIN).
    • Transfer funds between your accounts.
    • Request Line of Credit (LOC) advances from available funds.
    • Review ATM activity.
  • U.S. Savings Bonds
    • Redemption only.

Your money is safe because it is insured by the National Credit Union Share Insurance Fund (NCUSIF) at no cost to you, our member. The NCUSIF provides all members of federally insured credit unions with $250,000 in coverage for their individual accounts. These accounts include regular shares, checking, money market accounts, and share certificates. This share insurance protection is provided by the National Credit Union Administration (NCUA), and backed by the full faith and credit of the United States Government.

United Credit Union has always made SAFETY of our members’ funds our top priority.  Security and peace of mind are vital to every member.  United Credit Union is PROUD to assure all members that their money is always insured by the best.


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