Individual Credit: You must complete the Applicant section about yourself and the Other section about your spouse if:
Joint Credit: Each Applicant must individually complete the appropriate section below. If Co-Borrower is spouse of the Applicant, mark the Co-Applicant
Guarantor: Complete the Other section if you are a guarantor on an account/loan.
OHIO RESIDENTS ONLY: The Ohio laws
against discrimination require that all creditors
SIGNATURE FOR WISCONSIN RESIDENTS ONLY DATE
STATE LAW NOTICES
make credit equally available to all creditworthy customers, and that credit
reporting agencies maintain separate credit histories on each individual
upon request. The Ohio Civil Rights Commission administers compliance
with this law.
WISCONSIN RESIDENTS ONLY: (1) No provision of any marital property
agreement, unilateral statement under Section 766.59, or court decree
under Section 766.70 will adversely affect the rights of the Credit Union
unless the Credit Union is furnished a copy of the agreement, statement
or decree, or has actual knowledge of its terms, before the credit is
granted or the account is opened. (2) Please sign if you are not applying
for this account or loan with your spouse. The credit being applied for, if
granted, will be
1. You promise that everything you have stated in this application is
correct to the best of your knowledge. If there are any important changes
you will notify us in writing immediately. You authorize the Credit Union to
obtain credit reports in connection with this application for credit and for
any update, increase, renewal, extension or collection of the credit
received. You understand that the Credit Union will rely on the information
in this application and your credit report to make its decision. If you
request, the Credit Union will tell you the name and address of any credit
bureau from which it received a credit report on you. It is a crime to
willfully and deliberately provide incomplete or incorrect information in this application.
2. If you are applying for a credit card, you understand that the use of
your card will constitute acknowledgment of receipt and agreement to the
terms of the credit card agreement and disclosures. You grant us a
security interest in all individual and joint share and/or deposit accounts
you have with us now and in the future to secure your credit card
account. When you are in default, you authorize us to apply the balance in
these accounts to any amounts due. Shares and deposits in an Individual
Retirement Account, and any other account that would lose special tax
treatment under state or federal law if given as security, are not subject
to the security interest you have given in your shares and deposits.
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