United Credit Union

United Credit Union offers a variety of Mortgage Loan programs to meet our members’ needs. Whether you are purchasing your home or refinancing your existing home mortgage or taking advantage of the equity in your home, United Credit Union has alternatives designed for your financial needs.

Mortgage Loans

Mortgage lending services at our convenient Member Service Centers.
Fixed Rate Mortgages are available for single family and multi-family units.
Loans are available up to 80% of the appraised value of the property.
Interest rates are competitive and available daily from any United Credit Union Member Service Center.

Types of Loans Offered

Home Mortgages are available to our members who quality. United offers a mortgage loan for:

Single Family – owner occupied home
Multi-Family (4 units)
Condominium
Town Home
Co-operative

Members can select a Fixed Term 5 to 30 year mortgage or a 5 or 7 year balloon term amortized from 5 to 30 years. Click for Current Mortgage Interest Rates.

Home Equity Loans

Conventional Home Equity

Use the Equity you have in your home to travel, purchase a new automobile, higher education, or make prudent investments to help your retirement goals. United has a program to help you with:
- Fixed Rate of Interest
- Stated specific repayment terms
- Repayment through Direct Deposit, Payroll Deduction, Automated Clearing House (ACH)…Your Choice.
- Loan is secured by a lien on the property.
- Property must be owned by the member-borrower

United Credit Union Loans are subject to market conditions and the availability of funds. Stated terms, conditions and rates are subject to change or withdrawal without notice. Member should always consult their tax advisor regarding income tax deductions.