United Credit Union offers a variety of Mortgage Loan programs to meet our members’ needs. Whether you are Purchasing your home or Refinancing your existing home mortgage or taking advantage of the Equity in your home, United Credit Union has alternatives designed for your financial needs.
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Mortgage Lending services at our convenient Financial Service Centers.
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Fixed and Adjustable Rate Mortgages are available for single family and multi-family units.
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Loans are available up to 90% of the appraised value of the property.
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Interest rates are competitive and available daily from any United Credit Union Financial Service Center.
- Home Mortgages are available to our members who quality. United offers a mortgage loan for:
- Single Family – owner occupied home
- Multi-Family (4 units)
- Condominium
- Town Home
- Co-operative
- Conventional Home Equity
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Use the Equity you have in your home to travel, purchase a new automobile, higher education, or make prudent investments to help your retirement goals. United has a program to help you:
- Fixed Rate of Interest
- Stated specific repayment terms
- Repayment through Direct Deposit, Payroll Deduction, Automated Clearing House (ACH)…Your Choice.
- Loan is secured by a lien on the property.
- Property must be owned by the member-borrower
- Home Equity Line of Credit
- Similar terms and conditions as for the Conventional Home Equity Loan, except:
- Interest is an adjustable rate and fluctuates with the change in the Prime Rate.
- Each Home Equity Line of Credit has a minimum floor and maximum ceiling rate with specified terms
United Credit Union Loans are subject to market conditions and the availability of funds. Stated terms, conditions and rates are subject to change or withdrawal without notice. Member should always consult their tax advisor regarding income tax deductions.

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