** APR for New and Used autos, vans, SUVs and trucks will be adjusted when Single Credit Life Insurance is added to the loan balance each month.
Notes:
- Vehicle Loans are eligible for 0.25% rate discount with loan repayment by Direct Deposit or Payroll Deduction. Ask for details.
- Vehicle Loans are eligible for 0.25% rate discount with 20% down payment which includes cash or auto trade-in.
- Rates, terms and eligible amount for financing are based on your personal credit history. Certain restrictions may apply. Ask for details.
Loan Type |
Term |
APR Rates** |
Amount |
Fixed Term |
Up to 36 Months |
9.95% - 19.0% |
Up to $6,000.00 |
Line of Credit* |
Open |
19.0% |
Up to $6,000.00 |
*Line of Credit requires 25% of loan balance pledged in Savings Account and minimum monthly payments from $110.00 to $210.00 based on the agreed upon credit limit.
** APR for the personal loans will be adjusted when Single Life Insurance is added to the loan balance each month. The range for a fixed term personal loan will 10.64% to 19.70% APR and for the open line of credit the APR will be 19.70%.
Note:
- Rates, terms and eligible amount for financing are based on your personal credit history. Certain restrictions may apply. Ask for details.
Other Secured Loans
Loan Type |
Term |
APR Rates** |
Amount |
| Share / Savings Account |
Up to 60 Months |
5.0% |
100% of Available Funds |
| Share Secured Certificate of Deposit |
Dividend Rate + 2.0%
Minimum rate is 5.0% |
100% of Certificate Funds |
| Stock Secured |
15.0% |
60% of Market Value listed on NYSE or AMSE |
With a United Credit Union Savings Secured Loan it’s Simple, Swift, Smart, Safe and Sound. Your Savings will stay intact while earning our regular high rate of dividend and you “pay yourself” back at a low interest rate. It’s a great way to build your nest egg! |
